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LowIowaRates.com makes it easy to search for the right auto insurance coverage for your needs. Simply enter your zipcode in the graphic below, and you will receive up to four quotes from competing insurance agents who will help you find the right insurance coverage for your needs.

Iowa law requires all residents to maintain a minimum amount of bodily injury and property damage coverage. A minimum of $20,000 per person, $40,000 for all persons involved in an accident, and $15,000 for any property damage that occurs in an accident is required by the state of Iowa. This is typically referred to as 20/40/15 coverage. However, this is just the minimum coverage required to lawfully operate a vehicle in Iowa, and it would not cover any additional costs above these amounts. It may be in your best interest to have more coverage than this if you can afford it. Most experts recommend at least $100,000 per person and $300,000 for all persons involved in an accident.

Because auto insurance coverage is required by law in Iowa, you must present proof of insurance to any law officers upon request. Failure to do so can require a fine anywhere from $250 to $1,500, and can even result in loss of your license plate and registration. This is why it is important to maintain your auto insurance coverage, and keep it inside your vehicle at all times.

Individuals from Des Moines, Cedar Rapids, Davenport, Sioux City, Waterloo, Iowa City, Council Bluffs, Dubuque, Ames, and many other cities in the American Heartland use our services to find cheap auto insurance from the top rated insurance companies. Our comprehensive referral network of Iowa insurance agents and brokers makes it easy to find and compare insurance rates for the coverage you need.